Appraisers' Free Forum

**Bill Caudell**

I am wondering what others think one should do with this siuation.

I reviewed an appraisal report and 23% of the 68 pages are missing.

The appraisal report was not necessarly delivered with the pages missing, but they do not exist with the copy I have.

I called the appraiser and asked if the missing pages could be forwarded to me or another full copy of the report ( will pay expense to do this).

Was told no problem. That has been 3 weeks, 4 phone calls ago, and now feel like the run around is occuring.

The Loan Officer may have misplaced them or removed them from the report in hand. I cannot tell much about this report without the missing pages.

What can I do, if anything, to get these pages?
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Bill Caudell

**Annemieke Roell** · Posted: Fri Feb 22, 2008 7:19 am Post subject:

Not knowing which pages they are, I would think the following could be optins:

1. Do the review based on what you DO have and add a comment to the effect that the report was incomplete

2. Tell your client the report is short pages and ask them to supply them
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We're not being stopped by something on the outside, but by something on the inside.

**Joker** · Posted: Fri Feb 22, 2008 8:15 am Post subject:

My plan of action would be to tell my client that the appraisal report is incomplete and that there is insufficient data to arrive at an opinion as to the adequacy, completeness, and appropriateness of the professional's work. Any opinion results you provide will be unacceptable as the assumptions required to do so are exorbitant.
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This space for rent

**Jim Plante** · Posted: Fri Feb 22, 2008 8:33 am Post subject:

What's the scope of the review? Just USPAP and client requirements compliance? You can complete a review of the material you have, provided there's enough of it present to form an opinion of the appraiser's work or a portion of his work. (SR-3)

Be sure to state in the report that pages 1-XX of a 68 page report were furnished, and that pages XX to YY were not provided. (See also SR3-1(d) )

If it were my report, I'd invite you either to get the complete report from my client, or to request that my client authorize me (in writing) to furnish it to you. (Ethics rule, confidentiality section).
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Jim Plante

**Edd Gillespie** · Certified General Joined: 13 Aug 2007 Posts: 2282