skibs wrote:TC wrote:
But if you don't like the report because it's not identical to the way you do one, sorry, that's BS. There are some on this board that see a red flag if the report is typed in all caps, no interior photos, minimal floor plan, no DOM, not listing all info services, no long winded addenda explaining the entire history of the world.
Pretty much the only poster I read in here or the other place who consistantly posts this opinion is you. Makes me wonder what kind of clients you have that pester you with BS so much you have this strongly felt opinion. I've never had that kind of experience doing mortgage origination work. Is this from 20 years ago and you're holding a grudge? Maybe its time to retire the selectric afterall. Or maybe its time to stop digging in your heals and report the freaking DOM if its causing so much pain.
Actually, there have been plenty of posts on the other forum over the years stating the items TC is listing as "red flags". I've been involved in discussions where posters have written that lack of interior photos, ANY use of MLS photos (even with comments) and not including interior walls in sketches are all red flags. One fairly esteemed poster claimed that use of MLS photos was a USPAP violation.
I never dealt with that type of stuff with mortgage lenders, and I don't deal with it now. But, there have been plenty of posts over at AF where people have dug in their heels and noted that if reports don't include certain items (specific to the poster) that are not actually required or expected by the client, then those reports get "red flagged".
I have no dealings with mortgage appraisal reviewers at this point, so it certainly doesn't really matter to me. But, TC didn't just pull those out of thin air. I've been involved with those discussions in the past. I can think of a couple of specific posters who had those opinions without going there and searching.
