An idiot, on the other hand, is unable to communicate or function in a normal world
I know, Idiot and moron are no longer considered politically appropriate descriptions but they once were official definitions in the world of mental health.
I will go to a property tomorrow that is the 6th time I've appraised it since 2004.
I appraised it as a sale
I appraised it as a refi
I appraised it as a Bankruptcy
I appraised it as an abandoned farm once
twice
and now the third time.
It was abandoned in the winter /early spring of 2008 and FSA was anxious to sell it...real anxious, like they haven't approved the "deal" yet. But they decided despite an offer in early 2008, that it wasn't good enough and wanted it readdressed in November of 2008. I went back by which time the place is completely overgrown, the dwelling downstairs is coated in mold, the upper level has been used as a meth lab, the barns are in shambles and equipment stolen, damaged, and the place was overrunn with hunters on the day I was there.
The bank LO for this FSA backed loan didn't want to make the loan in the first place but had to or face a charge of discrimination since they were a FSA approved lender. It has without a doubt been his biggest headache.. I can't wait to see how much worse it is now than it was in the pix below (Nov 10-08) It was a very nice farm in 2004.







